Recreational Vehicle Insurance

California Insurance Specialists provides competitive insurance for your valued assets by representing many top-ranked National and Regional insurance companies, which allows us to obtain the best price and policy to meet your individual needs. Just take a moment to complete the "RV QUOTE" request form. We will email and mail you a quotation within 1 - 48 hours.

Recreational Vehicle (RV) Quote Request

If you own or lease a RV, Recreational Vehicle (RV) Insurance is a must! It covers injuries to you, other passengers, and damages to your RV. The RV policy consists of four basic types of protection:

  1. Auto Liability Coverage: Provides coverage for bodily injury or property damage, which you are legally responsible as a result of an accident. Liability coverage can make up more than half your RV premium. California law requires you to have liability coverage.
  2. Medical Payments Coverage: Covers your medical and hospital bills (within policy limits) if you are injured in a car accident. It will also cover medical bills (within limits) of any passenger in your RV.
  3. Collision and Comprehensive Coverage: Collision insurance pays for damage to your car caused in a traffic accident. Comprehensive insurance covers damage caused by fire, flood, theft, tornado, and just about any other physical damage that is not covered by collision.
  4. Uninsured/Underinsured Motorist Coverage: Protects you, your family members and passengers against injuries caused by a hit and run driver or someone who has no (or not enough) liability insurance.

WHAT OTHER COVERAGE AMOUNTS DO I NEED?
Amounts of insurance protection always depends upon the specific needs of each individual, but you might consider these additional travel coverages.

FULL RV REPLACEMENT Protect the investment you've made in your RV by adding Full RV Replacement coverage to your plan. This coverage insures that if your RV is less than 5 years old and it is totaled due to an accident, it will be replaced with a NEW RV.

PERSONAL EFFECTS Because you take more than a backpack when you hit the road, this coverage offers coverage specifically for personal items you use while RVing. What this means is, on items you use while RVing you won't need to file a homeowner's claim like you do with many companies.

FULLTIMERS Insure your lifestyle. People who claim their RV as their primary residence deserve the same type of protection that regular homeowners need. This includes personal protection for injuries in or around your RV, personal liability, and superior personal effects coverage.

SUSPENSION OF COVERAGE We understand your lifestyle and we think you should pay for coverage only when you need it. When your RV is in storage, suspend your collision and liability coverage and save money on your premium. You can suspend your coverage up to twice a year for a minimum of 30 days. It is simple, pay for what you need.

Now, let us do the "shopping". for you and see if we can save you some money!!!

Click here for QUICK QUOTE