Mexico Travel Insurance
When driving in Mexico it is important that you purchase insurance coverage to meet Mexico's requirements for proof of insurance. Coverage can be purchased for a number of specific days, or a 6-month or 12-month policy based upon your driving needs in Mexico.
Most U.S. insurance policies have limitations on coverage available WITHIN Mexico. Liability coverage under a U.S. policy is not recognized by authorities in Mexico. Only a Mexican automobile liability policy is acceptable evidence in the event you are involved in an accident.
What is covered on a Mexico tourist auto insurance policy?
The policy is a named peril/risk policy. Your coverage is only what is specified in the policy.
The five (5) basic perils/risks covered in a standard Mexico tourist auto policy are as follows:
| 1) Collision and Glass Breakage | ADDITIONAL COVERAGE'S |
| 2) Fire and Total Theft | INCLUDED WITH THIS POLICY |
| 3) Property Damage Liability | Legal Services |
|
4) Bodily Injury Liability |
Bail Bond |
| 5) Medical Expenses ($4,000/person $20,000/accident) | Road Assistance |
Since Mexico Trip Insurance is so important to our credit union members, California Insurance Specialists has negotiated with Oscar Padilla's Mexican Insurance to provide you with the coverage you need while traveling in Mexico.
What is not covered?
Some of the losses and/or expenses not covered include pilferage, vandalism, toll calls, theft of parts or accessories, lodging expenses, and loss of wages.
What do I need to do?
Obtaining coverage is easy! All you will need is your vehicle registration, the trade-in value of your vehicle, from a source such as Kelly Blue Book. Visit www.kbb.com , find your vehicle and complete the section under Trade-In Value to obtain the current value of your vehicle.
After obtaining the Trade-In Value CLICK HERE to be referred to the quotation and binding page. A credit card will be needed for processing your payment.
Important / Official Border Crossing Rules
You still do not need a passport to re-enter the United States at land ports of entry. A passport will not be necessary until June 2009 at the earliest.
However, effective January 31, 2008, U.S. and Canadian citizens ages 19 and older will need to present their birth certificate in addition to their drivers license to re-enter the United States.
