Mortgage Protections

When disaster strikes will you have the ability to pay your mortgage payments?

California Insurance Specialists is pleased to announce the availability of a disaster mortgage payment protection program - First Protector. This product will enhance your homeowner, condominium, or mobile home insurance policy.

When a natural disaster destroys your home you still have to pay your mortgage payments. Many homeowner insurance policies do not cover this extra expense, but First Protector does.

First Protector pays:

  1. Your monthly mortgage payment1 for up to two years2
  2. The balance1 on your mortgage, after proceeds payable by your homowner policy, when your home is judged to be permanently uninhabitable3
  3. Your homeowner policy deductible - up to $500
  4. Regardless of all other insurance you have, including homeowners4

Sign up now and don't let the next Natural Disaster become your Financial Disaster.

We have made the sign up process easy and simple to do!

Just click on FIRST PROTECTOR and you will be forwarded to an online secure sign up site.

 

 

 

1 - This is subject to the limits of liability on your policy.
2 - Home most be uninhabitable for more than 48 hours due to damage from a natural disaster. Repairs must be initiated within 90 days of the date of loss. Benefits are retroactive to the first day after a 30-day waiting period.
3 - If, as the result of a natural disaster, the land where your home is located is condemned or judged permanently uninhabitable by a government agency. This benefit is not available for mobile homes.
4 - This applies only to your monthly mortgage benefit.