Technology Credit Union is
making it easier and more affordable for you to obtain quality
insurance on your home through a newly formed strategic alliance
with our new insurance provider, California Insurance Specialists Lic. (0M04446). California Insurance Specialists is
providing competitive insurance for your valued assets by
representing many top-ranked National and Regional insurance companies, which
allows them to obtain the best price and policy to meet your
individual needs. Just take a moment to complete the "
QUICK QUOTE REQUEST" request form. They will email you a
quotation within 2 business days.
Condominium Homeowners Quote Request
Helpful questions and guidelines to consider before you complete the form:A condominium building is usually common property owned by all the residents, and most Associations probably insure, through a Master Policy, the building against certain losses and also liability claims arising out of the common area. HOWEVER, IN MOST CASES THE MASTER POLICY DOES NOT COVER YOU FOR LOSSES TO YOUR PERSONAL BELONGINGS AND PERSONAL LIABILITY CLAIMS.
- How much contents coverage do I need?
Generally most homeowner policies set coverage for contents at least 50% of the replacement value of your home. However, it's a good idea just to walk through each room of your house, (don't forget the office, basement, and garage) and make a rough estimate of the replacement cost of your personal property. You may be surprised at the value of what you have accumulated over the years. - What about special items like jewelry,
antiques, collectibles, furs and antiques ?
These items should be insured for replacement amount over the standard policy limits (usually $500 to $1000). You can schedule these items by asking us to add them by endorsement to your policy. An appraisal, or receipt, not more than 3 years old will be required to verify value and description. You can request this endorsement in the comments section. - What is loss assessment coverage?
Provides coverage up to the limit purchased for assessments to each condo owner by their association to pay for a direct loss to the property owned by all unit owners collectively. - What are additions and alterations?
Provides for an additional amount of coverage for direct loss to appliances, pictures, additions, installations, alterations, and improvements which are part of the building contained within your condominium unit.
